February and a new month to begin saving anew. I thought I did fairly
well in January and our repayment of that car loan shows the hard work
we put into savings. We are just a few dollars shy of breaking another
'barrier'. I want to go as far below that mark as we possibly can. So
I'm looking for ways to amp up the savings. There are just 28 days this
month to make a dent, so I'll have to work a bit harder than last
month.
February 1: I know I'll have to go to the store this weekend and
it's my own fault. I didn't buy milk nor cat food this last pay period
and I knew I'd need them both. However, I want to stay away from the
store until at least Sunday when I will go into town to buy the Sunday
paper.
In the meantime...I'm out of more than milk and cat food. I haven't got
any of my favorite purchased cleaners for the bathroom. I do however,
have a decent enough substitute in three items: that powerful homemade
shower cleaner (works very nicely on tubs and sinks, too) and plain old
baking soda and vinegar to clean the toilets. Worked beautifully. Trip
to town avoided.
Savings: $4 the cost of cleaners
February 2: I like to have an easily prepared meal for our
Shabat day meal. The less work there is in putting a meal on the table,
the less clearing up after, the more real rest the day affords. I
planned ahead on Friday and made pizza dough. I mixed it up until it
was a firm ball of dough, then put in a zippered plastic bag to sit
overnight in the fridge. Cooked beef and onions on Friday, too, and had
the vegetables in the freezer all prepped. All I had to do today was
to 'toss' the dough until it began to feel light and stretchable, then
spread it on my pan, top with the prepared toppings and bake. It took
me a whole ten minutes today to prepare the meal.
We could have gotten take out, or even frozen for the day, but home made
is always the best in my opinion and for just a few minutes work I saved $10.
February 3: Today was the day to go into town. Milk was gone
and the cat food bin was empty. Sunday papers were on the shelves. The
hardest part: deciding where to shop. Where was the least temptation
to overspend? Our local grocery was the spot. Their prices are a bit
higher than the stores a few miles away, but the range of products is
limited and the higher prices kept me on target. Besides the local
store had potatoes for $.29/pound about the lowest price I've seen on
potatoes in a long time. Even at Aldi they haven't been that cheap. I saved $2.99 the cost of a five pound bag elsewhere.
Not going into the dollar store today saved me money as well. My 'setpoint' for that store is about $35. Going to the grocery saved me $8 off that setpoint.
John is going to a super bowl party tonight and didn't want a heavy
dinner. He wanted me to pick up something for dinner today and not make
a big meal. He paid for the take out from his allowance, a savings to our budget of another $5, the cost of a Subway sandwich.
February 4: I was out of French dressing today and it was
important to have it to go with my salad. I went online and looked up
recipes but found nothing quite like what I wanted. I decided to wing
it. After all most all salad dressings are based on oil and vinegar,
sugar and salt, right? It's just getting the balance right and then
adding whatever flavor is best suited to the salad. I used ketchup as
the flavoring (I wanted a paprika tomato base), mixed up my ingredients
and tasted until it was just right. It was so good, I think I might
just mix up my own from now on. I saved $3.29, the cost of a
bottle of dressing, and discovered that I am developing my own little
recipe file of dressing recipes to make up: blue cheese, thousand
island, and now French.
Made a roast chicken for dinner and discovered as I rooted about in the
fridge that half an apple was sitting on back of the shelf, where it had
been pushed a few days before. It wasn't spoiled, just a little dried
out on the edges, which I trimmed. Then I used that apple and some
onion to fill the cavity of the chicken, which imparted good flavor and
kept it moist as it roasted slow and long. I used another apple in the
salad which polished off that batch of apples. Using all the apples saved me about $1.50, because we buy apples individually per my husband's request and they are always pricey compared to bagged apples.
John's birthday tomorrow. He's a man of simple tastes: yellow cake with
chocolate frosting. I made a cake from scratch, using a recipe that
makes just a 8-inch single layer. That cake didn't cost me as much as a
boxed mix and frosting nor anywhere near as much as a cake from the
bakery! I saved about $4.
February 5: While we were up visiting with Katie we went into a
bookshop. She began to look at Bibles and mentioned that she needed a
new one. We looked and looked at the various versions, styles and
covers and finally she sighed, "What I really want is my old Bible!"
Her dad asked where it was and she said she'd left it at the church we
left during her senior year. That was almost four years ago!
John took a chance and asked our former pastor's wife to check. We told
her about where Katie thought she'd left it...and then we waited. Bless
April, she found the Bible near the area where Katie thought it might
be and offered to meet us so she could return it.
I'd happily have bought Katie a new Bible, but I know how lovely it is
when you're used to a certain one and you can turn to just the book you
want and know just about where to read, when you just feel comfortable
with a certain translation, etc. I'm not counting savings here because
it's intangible compared to having something lost be found, something
loved and thought gone forever to be returned. I'm sharing only because
this was the saving this day, the opportunity for my daughter to know
that someone besides just us cares for her enough to make a little extra
effort, to take the time to go out of their way for no reason other
than love, as April has done several times now.
February 6: Today was my husband's day to spoil me and I do love
it. I'm not a fussy person, like simple things and he knows that. We
went out to dinner at The Bullock House in Warm Springs, ate our meal
from the buffet and then John ordered a single serving of dessert which
we shared. I wandered about the grounds and into two of the gift shops
without damage to our bank account, lol. I spent my allowance on my
purchases and came out under $20. By the way, our dinner and ride up
was under $20 as well. I could have asked for a pricier meal at a chain
type restaurant without half the charm and John would have happily
provided it. However, charm costs a good bit less than chains. We saved about $20.
February 7: We meant to buy groceries today but the rain began
at 7am and didn't stop until 3pm. We joked about 'high water' marks on
the house but that rain was much appreciated and badly needed. And yes,
we postponed buying groceries. Extending ourselves by one more day is a
savings because it's one day less of groceries I must plan to buy. Savings $14.25 our average daily expenses per our budget.
Total: $73.03
1 comment:
Great savings. Thanks for sharing with me.
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